Fast, Flexible Lending: Minutes, Not Weeks
Get the funding you need quickly, with a simple application process and a team that works for you.
NON-QM LOAN PRODUCTS
DSCR LOANS - Starting at 15% Down Payment
A Debt Service Coverage Ratio (DSCR) loan has low rates and looks at the cash flow generated from an investment property to qualify for a mortgage instead of personal income.
BANK STATEMENT LOANS - Starting at 10% Down Payment
Bank statement loans has very low rates compared to the market and allow self-employed borrowers to apply for a home loan without having to provide pay stubs and W-2's from the past two years of employment.
1099 LOANS
1099 Loans allow borrowers to qualify just based on their 1099.
ASSET LOANS
Asset-based loans involves loaning money using the borrower's assets as collateral.
SELLER FINANCING LOANS
Our Lenders allow the seller financing as part of down payment.
CONFORMING LOAN PRODUCTS*
CONVENTIONAL LOANS
CONVENTIONAL LOANS
CONVENTIONAL LOANS
A conventional mortgage loan is a “conforming” loan, which simply means that it meets the requirements for Fannie Mae or Freddie Mac.
FHA LOANS
CONVENTIONAL LOANS
CONVENTIONAL LOANS
An FHA loan is a government-backed mortgage with looser financial requirements that can allow you to buy a home.
VA LOANS
USDA LOANS
USDA LOANS
A VA loan is a government-backed mortgage option available to Veterans, service members and surviving spouses.
USDA LOANS
USDA LOANS
USDA LOANS
A USDA home loan is a zero-down-payment mortgage for homebuyers in eligible towns and rural areas.
OTHER LOAN PRODUCTS*
HELOC LOANS
Our Lenders approve the HELOCs in 5 minutes and funding can be available in as low as 5 days!
CASHOUT LOANS
Cash-Out Loans helps the borrowers in accessing the equity of their property.
BUSINESS LOANS
COMMERCIAL LOANS
Our Lenders provide the loans to businesses.
COMMERCIAL LOANS
COMMERCIAL LOANS
COMMERCIAL LOANS
Various types of commercial loans are available. Rent Rolls are required.
BRRRR LOANS
COMMERCIAL LOANS
HARD MONEY LOANS
BRRRR Loans provides the funding to the investors who are using the BRRRR Strategy.
HARD MONEY LOANS
COMMERCIAL LOANS
HARD MONEY LOANS
Various Hard Money Loans are available.
About SimpleLending.AI
Our Mission
At SimpleLending.AI, our mission is to revolutionize the lending process by leveraging advanced AI technology. We aim to provide loans in minutes rather than weeks, ensuring our clients have quick access to the funds they need.